No, you are not required to use the insurance coverage. If you meet the requirements for earned eligibility but do not want to use the insurance, simply don’t pay the premium and you will not receive coverage.

If your coverage in this Plan is terminated because you did not pay your premium and this coverage would have been primary to another entertainment health plan, coverage for you and/or your dependents under the other plan may be reduced or eliminated. You should contact your other plan for further information about how your coverage may be affected should you choose to let your coverage under the SAG-AFTRA Health Plan lapse or choose not to enroll your dependents.