Benefits

Full Plan details and rules are available in the Summary Plan Description (SPD).

Earned Eligibility

Minimum earnings requirements 

The following minimum requirements for earned eligibility apply to the first day of any calendar quarter, which start on January 1st, April 1st, July 1st and October 1st.

Covered Earnings

Applied Date

The date that is used to determine which timeframe earnings are attributed to will vary based on both the type of work and whether you are over 65 and have begun your pension. 

An important note about reaching the "ceiling" on a project

November 14, 2024

An important note about reaching the "ceiling" on a project

  • When you are paid for work on a project, the project’s producer has an obligation to contribute funds to the SAG-AFTRA Pension and Health Plans based on them.
  • However, there is a “cap” to that obligation, which is determined by the “ceiling” for each project which is indicated in the SAG-AFTRA agreements.   
  • Once those ceilings have been met, the producer is no longer obligated to pay contributions to the Plans, and the earnings you received won’t be reported.
  • This is why you might notice your earnings with the SAG-AFTRA Health Plan do not always match your personal records or your SAG Union dues statement.
  • Please see the Covered Earnings page on our website for more information about common ceiling thresholds by production type.
  • You can always contact the production’s payor to inquire if you have met the ceiling on a project.
ceilings table